Philly Cheesesteak Meatloaf is the perfect fusion of two American comfort-food classics: the iconic Philly cheesesteak sandwich and hearty homemade meatloaf. This upgraded, flavor-packed version delivers tender beef, caramelized peppers and onions, melted provolone, and a creamy cheese topping that makes every slice irresistible. If you’re looking for a satisfying family dinner that feels nostalgic yet gourmet, this recipe is exactly what you need.

In this complete guide, you will discover how to prepare the best Philly Cheesesteak Meatloaf at home with simple ingredients, clear steps, and expert tips to guarantee perfect texture and flavor every time.

Ingredients for Philly Cheesesteak Meatloaf

Below is a precise and detailed list of everything you need to make this delicious recipe.

For the Meatloaf

• 900 g (2 lbs) ground beef (80% lean recommended)

• 1 medium onion, finely diced

• 1 green bell pepper, finely diced

• 1 small red bell pepper, finely diced (optional for added sweetness)

• 2 cloves garlic, minced

• 1 tablespoon Worcestershire sauce

• 1 tablespoon olive oil

• 1 cup breadcrumbs (plain or panko)

• 2 large eggs

• 1 teaspoon salt

• ½ teaspoon black pepper

• ½ teaspoon smoked paprika

• ½ teaspoon dried oregano

• ½ teaspoon dried parsley

• 1 tablespoon ketchup or steak sauce (optional)

• 8 slices provolone cheese (or more, depending on preference)

Cheesesteak Filling

• 1 tablespoon butter

• 1 small onion, thinly sliced

• 1 green pepper, thinly sliced

• 1 teaspoon garlic powder

• ¼ teaspoon salt

• ¼ teaspoon black pepper

For the Cheese Sauce (Topping)

• 1 tablespoon butter

• 1 tablespoon all-purpose flour

• 1 cup whole milk

• 1 cup shredded provolone or mozzarella

• ¼ teaspoon salt

• ¼ teaspoon pepper

• A pinch of paprika (optional)

Required Kitchen Tools

To prepare the perfect Philly Cheesesteak Meatloaf, make sure you have these kitchen essentials:

• Standard loaf pan (9×5 inches)

• Large mixing bowl

• Medium skillet

• Small saucepan (for the cheese sauce)

• Wooden spoon or spatula

• Whisk

• Baking sheet (optional, for free-form meatloaf)

• Meat thermometer (recommended)

Using the right equipment ensures even cooking, better texture, and perfect presentation.

How to Make Philly Cheesesteak Meatloaf

Below is a complete step-by-step guide to help you master this recipe from start to finish.

Step 1: Prepare the Cheesesteak Filling

1. Heat a skillet over medium heat and melt the butter.

2. Add sliced onions and bell peppers.

3. Season with garlic powder, salt, and pepper.

4. Cook for 8–10 minutes, stirring often, until the vegetables are soft and lightly caramelized.

5. Remove from heat and let the mixture cool completely.

This filling gives the meatloaf its unmistakable Philly cheesesteak flavor.

2: Make the Meatloaf Mixture

1. In a large bowl, combine ground beef, diced onions, diced peppers, minced garlic, Worcestershire sauce, breadcrumbs, eggs, and seasonings.

2. Mix gently with your hands until just combined.

3. Avoid overmixing, as this can make the meatloaf dense or tough.

3: Assemble the Meatloaf

1. Preheat your oven to 180°C (350°F).

2. Grease a loaf pan or line a baking sheet with parchment paper.

3. Place half of the meat mixture into the pan or shape half into a loaf on the baking sheet.

4. Add half the provolone slices on top.

5. Spoon the cooled cheesesteak filling evenly over the cheese layer.

6. Add the remaining provolone slices.

7. Cover with the remaining meat mixture and shape it gently into a loaf.

8. Brush the top lightly with ketchup or steak sauce (optional) for added color and flavor.

4: Bake the Meatloaf

1. Bake for 55–65 minutes, or until the internal temperature reaches 70°C to 72°C (160°F).

2. For a deeper crust, broil the top for the last 3–4 minutes.

3. Let the meatloaf rest for at least 10 minutes before slicing to keep it moist.

5: Prepare the Cheese Sauce

1. In a small saucepan, melt the butter over medium heat.

2. Add flour and whisk for 1 minute to create a roux.

3. Slowly pour in the milk while whisking constantly.

4. Cook until the sauce thickens, about 3 minutes.

5. Remove from heat and stir in shredded provolone or mozzarella.

6. Add salt, pepper, and paprika.

7. Return to low heat and whisk until smooth.

The cheese sauce should be creamy, silky, and pourable.

6: Serve with Style

1. Slice the meatloaf into thick portions.

2. Pour the warm cheese sauce generously over each slice.

3. Garnish with chopped chives or parsley for a fresh look.

4. Serve immediately with mashed potatoes, roasted vegetables, or a simple salad.

Helpful Tips for the Perfect Philly Cheesesteak Meatloaf

1. Don’t Overmix the Meat

Too much mixing leads to a dense and rubbery texture. Mix only until the ingredients come together.

2. Add Moisture

The combination of eggs, breadcrumbs, and sautéed vegetables keeps the meatloaf juicy. You may also add a few tablespoons of beef broth if your mixture seems dry.

3. Use Provolone for Authentic Flavor

Provolone melts beautifully and gives the dish that signature Philly cheesesteak taste. Mozzarella or Monterey Jack also work well.

4. Let it Rest Before Slicing

Allowing the meatloaf to rest ensures it stays intact and absorbs its juices.

5. Free-Form vs. Loaf Pan

A loaf pan yields a thicker, denser loaf.
A free-form loaf on a baking sheet cooks faster and develops a crispier crust.

6. Add Mushrooms for Extra Flavor

Sautéed mushrooms make an excellent addition to the cheesesteak filling if you want more umami.

7. Meal Prep Friendly

Philly Cheesesteak Meatloaf stores beautifully and tastes even better the next day. Perfect for weekly meal planning.

What to Serve with Philly Cheesesteak Meatloaf

This comforting dish pairs wonderfully with:

• Creamy mashed potatoes

• Garlic butter rice

• Roasted carrots or green beans

• Parmesan roasted broccoli

• Crisp garden salad

• Toasted bread or warm dinner rolls

For a sandwich version, slice cold meatloaf and serve inside hoagie rolls with extra cheese sauce.

Storage and Reheating Instructions

Refrigeration

Store leftovers in an airtight container for up to 4 days.

Freezing

Wrap slices tightly in foil and freeze for up to 3 months.
Reheat covered at 170°C (340°F) until hot.

Reheating

For best results, reheat in the oven or skillet.
Avoid microwaving for too long to preserve texture.

Approximate Nutritional Value (Per Serving)

Serving size: 1 thick slice (without extra sides)

• Calories: 430

• Protein: 32 g

• Carbohydrates: 12 g

• Fat: 28 g

• Fiber: 1 g

• Sugar: 3 g

• Sodium: 580 mg

Note: Nutritional values vary depending on specific brands used and optional additions.

Conclusion

Philly Cheesesteak Meatloaf is the ultimate comfort-food mashup: hearty, flavorful, cheesy, and incredibly satisfying. With tender beef, caramelized peppers and onions, layers of melted provolone, and a rich cheese sauce drizzled on top, it transforms a classic dish into something exceptional. Whether you’re preparing a family dinner, hosting friends, or simply craving a cozy homemade meal, this recipe is sure to impress.